Cocoa Beach
Beachside starting point. Discuss ocean access, building rules, and property-specific insurance.
Brevard County real estateYour next chapter.
Your next chapter.
Our local know-how.
Buying, selling, or starting fresh on the Space Coast? Get a clearer plan, useful numbers, and two local people in your corner.
Brevard County · Cocoa Beach · Melbourne · Viera · Merritt Island
Local people.
A brighter next chapter.
Space CoastPat & Wendi
Start with intentA good move starts with
A good move starts with
a clear next step.
Local guidance, straightforward answers, and a plan that fits your goals.
Your payment plan
A clearer picture before the first tour.
Start with three numbers. Open the details when you want to include insurance, closing cash, and a second scenario.
The starting values are examples. Replace them with property details and lender or insurance quotes for a more useful conversation.
6.75% is a sample rate, not a current lender quote.
Fine-tune the monthly costs
Mortgage and flood insurance start at $0. Add quoted amounts when they apply. Taxes use your entered price and annual percentage; actual assessments can differ.
Plan the cash at closing
Closing costs exclude the separate prepaid allowance. Credits reduce those allowances; the deposit reduces cash still due. Eligibility and final amounts need lender and closing-agent confirmation.
Compare two scenarios
Keep these numbers as scenario A, then adjust the fields to explore scenario B. Your comparison lasts while this page is open.
Estimated monthly housing cost$3,020
Principal & interest$2,481
Property taxes$390
Home / flood insurance$150
HOA / mortgage insurance$0
Estimated cash still due at closing$56,750$56,750 total cash, including your entered deposit
You would borrow $382,500 after $42,500 down. This estimate uses a fixed rate over 30 years and adds your entered monthly costs.
A planning estimate, not loan approval or a loan estimate. Utilities, maintenance, tax changes, and other property costs are not included.
Your selling planWhat comes after
What comes after
the sold sign?
Start with a sale price you want to explore. See how your mortgage payoff, preparation, and selling costs affect what you might have for the next move.
Ready for property-specific guidance? Request a private home review.
Bring these into the conversation
Your address, improvements, ideal timeline, and whether you are also buying. Pat & Wendi can help put the pieces in order.
Seller cash plan
See what your next move could leave you.
Enter a possible sale price, then account for payoff and costs. This does not estimate your home’s market value.
Sale costs and preparation
Selling costs start at 0% as a placeholder. Enter your negotiated or quoted percentage; include it only once. Other costs and preparation start with example allowances.
Estimated net proceeds$216,500
Mortgage payoff$200,000
Selling and closing costs$3,500
Preparation and buyer credits$5,000
Sale price minus payoff, selling costs, other closing costs, preparation, and buyer credits. A payoff statement can include interest and fees beyond a loan balance.
An estimate using your assumptions. Final settlement, tax, lien, moving, and other costs may differ or be additional.
Find your Space CoastMore than an address.
More than an address.
A place to call yours.
Beachside, mainland, or somewhere in between? Start with your priorities and the places you want to compare. Pat & Wendi will help you bring local context to the search.
BeachsideMainlandMerritt Island
Your brief captures preferences. Current properties, prices, and availability are part of your conversation with the team.
Space Coast search brief
Choose the places and details to compare.
Build a shortlist for Pat and Wendi to refine with you. These starter notes describe conversation topics; they do not rank communities or show current listings.
Budget is included in your brief. It does not filter areas by unsupported price or availability assumptions.
Property priorities
Areas I want to discuss
Pat and Wendi can help compare routes after you share a destination. No commute time is assumed here.
Your conversation shortlistCocoa Beach · Melbourne
Starter notes for your shortlist
Melbourne
A mainland starting point. Compare individual addresses, daily destinations, and property features.
Ask Pat and Wendi for their current local guidance and property-specific information. Your selected areas stay in the brief when you change the geography filter.
The local perspectiveA little knowledge.
A little knowledge.
A much clearer move.
Useful starting points for buying, selling, and settling into life on the Space Coast.
Look beyond the list price.
A comfortable payment includes more than the loan. Use the planner to include taxes, insurance, association fees, and mortgage insurance when applicable.
Explore your monthly costsBeachside or mainland?
Start with the places you go, the type of home you want, and how you spend your time. Build an area brief that Pat & Wendi can discuss with you.
Build your area briefSelling starts with preparation.
Bring your address, recent improvements, and your ideal timing. A private review can help you decide what to prepare and which questions to answer before listing.
Ask for a private home reviewUseful resources before you buy
Understand a lender’s Loan EstimateBrevard County property recordsFEMA’s Flood Map Service Center
Use property-specific information and quotes when you have them. The planning tools start with editable example assumptions.
Space Coast notesLocal perspective.
Local perspective.
Useful next steps.
Thoughtful guidance from Pat & Wendi on buying, selling, and making a move on the Space Coast.
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Meet your agents
Pat & Wendi
Pat and Wendi are Brevard County real estate professionals with Blue Marlin Real Estate. They work with buyers, sellers, and relocating clients across the Space Coast.
Blue Marlin Real Estate
Pat
Realtor® · Space Coast Specialist
Pat helps clients understand pricing, timing, offer strategy, and the practical steps between the first conversation and closing.
Blue Marlin Real Estate
Wendi
Realtor® · Blue Marlin Real Estate
Wendi brings local knowledge, steady communication, and hands-on follow-through for buyers and sellers across Brevard County.
Want to talk before filling anything out?Call (321) 693-2023or email Pat & Wendi.
Around Brevard
A local team for Brevard County buyers and sellers.
Pat and Wendi work in the same communities their clients are buying and selling in. The goal is straightforward advice, clear communication, and a local perspective on the Space Coast market.
Have a property or search in mind?Send the detailsor call (321) 693-2023.
In the communityLocal events and everyday conversations across the Space Coast market.
Client milestonesClear communication through the details that matter on closing day.
Blue Marlin supportA local brokerage presence with tools, marketing, and market reach behind it.
Brevard market knowledgeBeachside, mainland, and neighborhood-level guidance for the areas you are comparing.
A plan becomes a conversation.
Try a payment, build an area brief, or think through your selling plan.
Add the useful parts to your inquiry. Your contact details stay in place.
Pat & Wendi see the context together and follow up with a useful next step.
Common questions
Questions before you reach out.
A few common answers for buyers and sellers who are early in the process.
Do I need to be ready to buy or sell?
No. Many clients reach out while they are still comparing options. Pat and Wendi can help you understand timing, pricing, and next steps before you make a decision.
Is there a cost to ask questions or request a home value?
A conversation or value request does not commit you to buying or listing. If you decide to move forward with representation, they will explain that process clearly before anything is signed.
What should I include in the form?
Include your timeline, target areas, budget range, or property address if you are selling. A short note is fine, but more detail helps Pat and Wendi give a better first reply.
Can I just call instead?
Yes. Call directly if that is easier. The form is useful when you want to send details in writing or reach out after hours.
Have a different question?Send a quick noteor call (321) 693-2023 — whichever is easier.
Let’s make your next move clearerA real conversation.
A real conversation.
With real local people.
There is no perfect time to ask a question. Tell Pat & Wendi where you are in the process, and they will help you work out the next step.
Call (321) 693-2023
Email sellingwithpatandwendi@gmail.com
Our area Brevard County & the Space Coast
Brokerage Blue Marlin Real Estate
Keep us close
A shortcut to your next chapter.
Add Pat & Wendi to your home screen for quick access to your planning tools and our contact details.